Bay Area Affordable Homeownership Alliance

Introductory Informational Workshop

Households that are interested in applying to participate in purchasing the Bancroft Grove Whitman BMR, and/or participate in the City FTHB Program are urged to attend this workshop.  Workshop attendants will gain a greater understanding of:

  • Resources and services available to assist Concord first time homebuyers.
  • Help prospective applicants determine if they are eligible and should go through the process of applying for the Bancroft Grove Whitman BMR and FTHB Program.
  • Requirements to be eligible to purchase the Bancroft BMR and to apply for the City’s FTHB Program.
  • The steps households will need to take to apply for the Bancroft BMR and City’s FTHB Program.

Why You Should Attend This Workshop

Workshop Participant Speakers

City of Concord First Time Homebuyer Programs 

This Workshop has already taken Place.
Registration is required for this ZOOM workshop (see instructions below)


​​​​The City of Concord in conjunction with BAAHA is hosting a workshop to introduce the Concord community to resources and services available for first time homebuyers. The Zoom workshop is scheduled for 6:00pm Tuesday, November 28, 2023

Concord’s resources are structured to assist low to moderate income first time homebuyers (FTHB) to secure homeownership in the City of Concord.  Resources and services include:

  • ​​Below Market Rate (BMR) homes – the City of Concord has inclusionary zoned below market rate homes that are priced to be affordable for low to moderate income first time homebuyers.  Concord’s BMR purchase opportunities are created from the resale of existing BMR inventory and BMR sales from new developments.  
  • First Time Homebuyer (FTHB) Program subsidy – The City has limited funding to assist eligible low to moderate income first time homebuyers with a down payment and closing cost assistance loan to purchase a home in Concord.  Priority for this funding source is provided to households who either live and/or work in Concord.  The FTHB loan could provide eligible households up to $40,000 in down payment and closing cost assistance.
  • Homebuyer Education and Counseling – the City works with a non-profit organization that provides valuable homebuyer education and counseling to Concord’s residents and workforce.

 The workshop will provide additional details on:

  • Bancroft Grove BMR – a new 4-bedroom low income BMR that is priced at $360,000.  Additional information will be provided on the requirements and restrictions related to this property and the next steps interested households will need to take to participate in an upcoming lottery to purchase this affordable BMR.
  • FTHB Loan Participation Guidelines – an overview of Program requirements and guidelines to receive access to Concord FTHB down payment and closing cost subsidy loan.
  • Next Steps – Including how households can secure education and counseling to prepare themselves to take advantage of additional resources offered through the City of Concord, BAAHA, and partnering organizations.   Concord requires that all adult household members secure a certificate of completion prior to gaining access to their FTHB and BMR Programs.

Concords Introductory FTHB Workshop Reservation:

A reservation is required to attend the Concord FTHB Program introductory workshop. To make a reservation fill out questions/form provided below.   A reservation confirmation, which will include your ZOOM link, will be sent to you within 24 to 48 hours after you have made your reservation request.

  • A-1 Community Housing Services – a representative will provide information on HUD approved required homebuyer education, and on financial and homebuyer counseling available for eligible Concord residents and workforce.
  • Bay Area Affordable Homeownership Alliance (BAAHA) – the City’s contracted FTHB Program administrator (BAAHA) will provide additional information on Program parameters and requirements, and the necessary steps to become a Concord FTHB Program participant.