City of Concord

First Time Homebuyer

Down Payment Assistance

Loan Subsidy

Workshop Reservations

The introductory FTHB virtual zoom workshop will be held at 6:00PM to 7:30PM Tuesday May 19, 2026. Reservations are required and should be made by no later than 7:00PM Monday May 18, 2026. Click here to make a workshop reservation and to secure a zoom link to participate in the workshop.

Introductory informational workshop

​Tuesday May 19th, 2026, 6:00PM - 7:30PM

Virtual (Zoom) - RESERVATION REQUIRED

 → Click here to make a reservation ←

Topics Covered at the Workshop

FTHB workshop attendants will receive additional information regarding:

• The $60,000 FTHB subsidy made available through the City; and up to an additional $32,000 in funding sources eligible households may have access to.
• How to prepare yourself to purchase a home and take advantage of the FTHB and partnering subsidies.
  
• First time homebuyer education and Counseling resources, opportunities, and requirements.
  
• FTHB requirements and restrictions, including and not limited to: first time homebuyer status requirements, maximum household income allowances, credit scores and down payment requirements, maximum housing cost allowances, maximum subsidy allowances, and program participant preferences
  
• Steps and projected timeline for FTHB participants to secure funding from the City and other subsidy sources. Points discussed will include:
  
  • How to secure required FTHB HUD approved homebuyer education and counseling
    
  • The FTHB application process
    
  • Working with a 1st lender to get a 1st mortgage pre-approval
    
  • FTHB program pre-approval and final program approval process
    
  • Finding a home and securing Final Approval and funding to purchase your Program​Approved Concord Home
    

Click this link to obtain additional information regarding the City of Concords FTHB Program.

The City of Concord and the Bay Area Affordable Homeownership Alliance (BAAHA) are pleased to announce an upcoming informational workshop that introduces the City’s newly launched First Time Homebuyer (FTHB) Program.

The free workshop explains how eligible FTHB participants may be able to secure up to $60,000 in subsidy from the City of Concord. Qualified first time homebuyers may also access up to $32,000 in additional grants and subsidies through BAAHA’s public-private partnerships. BAAHA strongly encourages residents and local employees who are first time homebuyers to attend this free introductory FTHB virtual workshop.

There is limited FTHB funding and subsidies to be disbursed on a first come first served basis.

 → Click here to make a reservation ←

Concord First Time Home Buyer Program

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Workshop Presenters and Sponsors

The FTHB Workshop will include speakers and be hosted by the City of Concord, Bay Area
Affordable Homeownership Alliance (BAAHA), A-1 Community Housing Services, and Mechanics Bank.

There will be a questions and answers session for attendants to participate in after the
presentation.

Contact BAAHA at info@myhomegateway.com for more information about the upcoming
workshop. For additional information regarding the Concord FTHB Program click here.

Concord FTHB Updates & Alerts

Click here to read more about the current first time homebuyer programs in Concord ​

 → Click here to make a reservation ←