Bay Area Affordable Homeownership Alliance


Janet Howley

Board President

Janet Howley received a Master Degree in Urban and Environmental Policy at Tufts University and a Bachelor of Arts in English and Philosophy from Boston College. Her work has focused on Affordable Housing, most recently as Vice President of Community Services & Housing at Northern California Presbyterian Homes & Services (NCPHS). She was Director of Asset Management at East Bay Asian Local Development Corporation (EBALDC) and worked at Mercy Housing California as Senior Asset Manager. Prior to this position, she worked in the Community and Economic Development Agency at the City of Oakland, from 1988 through 2007 as a Housing Development Coordinator, Manager of Housing Development and Interim Director of Housing & Community Development.  Janet moved to the Bay Area following a two year assignment with Harvard's Kennedy School of Government which required travel throughout the United States to evaluate the work of a national foundation.  Currently she serves as Board Chair of Bay Area Affordable Homeownership Alliance (BAHHA) and is on the Board of Directors of Lifelong Medical Care, a primary safety-net provider of community health care in Oakland and Berkeley.

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Matthew Callahan

Chief Financial Officer & Treasurer

Springboard Home Loans: Vice President of Lending Operations
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Bethany Britz

Senior Administrator

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Tim Zhovreboff

Program Coordinator

(800) 480-9020 x 556

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Daisy Gerstein

Assistant Program Coordinator

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Vlad Carrillo

Data Coordinator

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Janet Howley received a Master Degree in Urban and Environmental Policy at Tufts University and a Bachelor of Arts in English and Philosophy from Boston College. Her work has focused on Affordable Housing, most recently as Vice President of Community Services & Housing at Northern California Presbyterian Homes & Services (NCPHS). She was Director of Asset Management at East Bay Asian Local Development Corporation (EBALDC) and worked at Mercy Housing California as Senior Asset Manager. Prior to this position, she worked in the Community and Economic Development Agency at the City of Oakland, from 1988 through 2007 as a Housing Development Coordinator, Manager of Housing Development and Interim Director of Housing & Community Development.  Janet moved to the Bay Area following a two year assignment with Harvard's Kennedy School of Government which required travel throughout the United States to evaluate the work of a national foundation.  Currently she serves as Board Chair of Bay Area Affordable Homeownership Alliance (BAHHA) and is on the Board of Directors of Lifelong Medical Care, a primary safety-net provider of community health care in Oakland and Berkeley.

BAAHA's Staff

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Vlad Carrillo

Data Coordinator

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Bethany Britz

Senior Administrator

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Meet BAAHA

BAAHA's Board

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Walter Zhovreboff

Administrative Director

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Daisy Gerstein

Assistant Program Coordinator

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Tim Zhovreboff

Program Coordinator

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Janet Howley

Board President

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Roy L. Schweyer

Executive Director

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Please note that our website is still under construction. If you cannot find what you are looking for, please contact us.

BAAHA's Board of Directors


Janet Howley


Matthew Callahan

Chief Financial Officer & Treasurer

Springboard Home Loans: Vice President of Lending Operations
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Kevin Brindley

Board Secretary

Loan Officer, Best Capital Funding

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Michelle Byrde

Board Member


Terrence Grindall

Board Member


Fred Smith

Board Member

City of Brisbane, Assistant to the City Manager, retired. Responsibilities included  development and management of affordable ownership and rental housing programs and Redevelopment
Agency administration.

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