The property developer plans to have models available for viewing some time in December 2022.  All prospective applicants are welcome to visit the models during business hours.  The property address is 887 Manor Blvd, San Leandro.  For more information about the property and to view the property go to the DR Horton’s Maple Lane Development website located at:

Four Bedroom and Two Bedroom Townhomes

BAAHA will be providing a virtual (zoom) Program informational workshop sometime in mid-December 2022.  An announcement for the date of the workshop will be sent to all applicants and published on BAAHA’s website.  The workshops will provide an overview on:

  • BMR ownership requirements, restrictions, and responsibilities
  • Specific eligibility requirements to purchase the current one bedroom E. Bayshore BMR
  • The steps and timeline to go through the purchase process
Live and/or Work in the City of San Leandro

The lottery application period for the Maple Lane BMRs is now closed.

Households may no longer submit a Lottery application to participate in the Maple Lane BMR lottery.  The application period closed at 5:00pm Friday, January 6, 2023.   

*The price of the BMRs is currently estimated.  Final prices will be provided prior to the time the BMR buyer enters into contract to purchase the home.  Prices will most likely be within $5,000 of the estimated price.

City of San Leandro

Upcoming Below Market Rate Ownership Opportunity

Neighborhood LIFT Program (LIFT)

Topics Covered:

  • Overview
  • BAAHA Program Administrator
  • Property Description
  • BMR Home Ownership – Restrictions and Responsibilities
  • BMR Program Eligibility Requirements
  • Additional Program Subsidies
  • The Purchase Process
  • Program Prescreen Lottery Application
  • Your Next Steps
Four Bedroom BMRS - Moderate Income Households
Household Size4567
Maximum Income                 $171,350    $185,050    $198,750    $212,450  

The Purchase Process

Program Lottery Preferences

Two Bedroom BMRs - Low Income Households
Household Size2345
Maximum Income                  $87,700  
  $98,650    $109,600    $118,400  

Upon securing 1st loan and City Program approval, the applicant will be required to submit a purchase contract to the BMR seller.  Once a purchase contract is ratified (signed by seller and buyer), it will take approximately 45 days to close the purchase escrow and secure ownership to the BMR home.

  Lot  BuildingSite Address







Approximate Price*
16D  905 Sienna Loop  
25E  908 Sienna Loop  
2A  897 Manor Blvd  
10C  888 Tex Court  
20D  913 Sienna Loop  
30E  923 Sienna Loop  

First Time Homebuyer

Additional Program Subsidies 

The estimated date for the lottery will be towards the end of February or the beginning of March.

Household Size

HUD Approved Homebuyer Education

BMR Purchase Workshop

The household must demonstrate financial capacity to purchase the BMR.  This will include:

Financial Capacity

The subject BMR homes are made available by DR Horton.  There will be four moderate income (120% AMI) and two low income (80% AMI) BMR townhomes.  A brief description of the BMR homes is provided in the table below.

The property may not be purchased as a rental property.  The owner(s) of the home must be full time residents who occupy the home as their primary home.


If you have any additional questions, please contact BAAHA by email at  Please make certain to state that you are inquiring about the San Leandro BMR and provide us with your phone number.  

Preference points are provided for households that have members that currently live and/or work in San Leandro. Work eligibility is based on your employer’s address, not your home address.  Working at home due to COVID-19 does not necessarily fulfill the work in San Leandro preference requirements. 

 For a household to qualify for a particular preference, only one member of the household needs to meet the requirement.

Highest preference points are provided to households in which all non-dependent members in the household are first time homebuyers.  To be deemed a first time homebuyer, all members may not have been on title or owned a real property in the past three years (from the time you submit your lottery application).  

Occupancy of Home

Viewing the Property

Neighborhood Lift Program can provide eligible homebuyers up to $25,000 in the form of a five-year forgivable loan.  Funds will be applied toward down payment and/or closing costs on qualified homes.  There is a limited supply of LIFT funds.  To obtain more information on the LIFT subsidy visit the following webpage:

​The City has established lottery preferences that promote ownership for first time homebuyers who reside and work in the City of San Leandro.  Preferences are not a requirement to apply.  However, a preference scoring system will be applied in ranking priority applicants drawn at the lottery.   Preferences include:​

  • The BMR must be sold at an affordable resale price that the City assigns at the time of the resale.
  • The BMR must be sold to an eligible buyer whom the City must approve.
  • There are refinance guidelines and restrictions.  All refinances must be approved by the City
  • The property must be maintained in good condition at all times.
  • The property may not be rented out.
  • There are guidelines and restrictions regarding passing title.  All property transfers must be submitted to and approved by the City.

​To learn more about BMR home ownership guidelines and restrictions click on this link


Program Eligibility Requirements 

Maximum Household Income

The minimum household size allowed to purchase the properties is as follows:

  • Two Bedroom Home: Minimum household size is two (2) and maximum household size is five (5)
  • Four Bedroom Home: Minimum household size is (4) four and maximum household size is seven (7)

All non-minor household members who are not dependents must be on title when the property is purchased.  Qualifying dependents must be designated on 2021 federal tax returns.  Applicants must identify household members that will be living in the home at the time application is submitted. ​

Property Description

Lender Approval

BAAHA Program Administration

Picture of Townhouses showing hedges in front of entrances
  • A minimum 3% down payment of is required – approximately $18,000 for a four-bedroom home and approximately $9,000 for a two bedroom home.  All funds must be in a bank, trust, retirement, or investment account (no mattress money/cash is allowed).  The buyer should also have approximately $8,000 for closing costs and reserves for a four bedroom BMR; and $4,000 for closing costs and reserves for a two bedroom BMR.  To consider purchasing one of these BMRs, a household should have liquid funds in the approximate amount of $26,000 for a four bedroom BMR and $13,000 for a two bedroom BMR.  Gifts may be provided by first and second degree relatives.  All funds (including from gifts) must be sourced and seasoned from institutional accounts. Reserve requirements may be held in accessible retirement accounts (401K, 403B, etc.)
  • Minimum FICO score of 640 for all borrowers involved in financing the purchase.
  • The cost of owning the home in combination with your current monthly personal debt payments cannot exceed 45% of your gross earnings.


The City of San Leandro (City) contracts the Bay Area Affordable Homeownership Alliance (BAAHA) to assist in the sale of the Maple Lane BMR Homes.  BAAHA is involved with conducting all BMR application screening, lottery, and City BMR Program underwriting activities.   If you have any additional questions related to the sale of this BMR, contact BAAHA by email at  

​All household members on title must complete a HUD approved homebuyer education course to purchase the San Leandro BMR unit.  Press this link to access sources to complete your approved education requirements.  We also encourage applicants to conduct your own search for HUD approved homebuyer education courses on the internet.  Certificate of course completion is not a requirement to apply for the lottery, but is a requirement for purchase.

All eligible applicants will be entered into a lottery.  Due to the extremely high number of applicants, the lottery is scheduled to be conducted towards the end of February or the beginning of March 2023.  

BMR ownership must adhere to ownership restrictions and responsibilities.  These restrictions are in place for a forty-five (45) year term, and commence on the date of purchase.  Restrictions include:

BMR Lottery

The top lottery winners will proceed to the next step.

  • Find a lender who currently is, or can be approved by the City to finance a City of San Leandro BMR purchase. BAAHA has identified lenders who have extensive experience originating purchase loans for BMR properties, and are likely to merit City approval.
  • Secure 1st lender approval from you first lender.  A lottery winner may only proceed forward to initiate securing a City BMR final Program approval after submitting a first lender approval to BAAHA.

Four Bedroom Homes: Maximum income to own a 4 bedroom BMR homes may not exceed 120% of Alameda County’s Median Income, adjusted for household size.

Two Bedroom Homes: Maximum income to own a 2 bedroom BMR homes may not exceed 80% of Alameda County’s Median Income, adjusted for household size.

Applicants must meet the following eligibility requirements to purchase the City’s Below Market Rate home.

Questions and More Information

Purchase Contract and Close of Escrow

Maple Lane Below Market Rate Townhomes

Households may no longer submit a Lottery application to participate in the Maple Lane BMR lottery.  The application period closed at 5:00pm Friday, January 6, 2023.

For more information about the property and to view the models go to the DR Horton’s Maple Lane Development website located at:

The lottery application period for the Maple Lane BMRs is now closed.  Households may no longer submit a Lottery application to participate in the Maple Lane BMR lottery.  The application period closed at 5:00pm Friday, January 6, 2023.


El período de solicitud de lotería para los BMR de Maple Lane ya está cerrado.

City Program Approval

Upon securing first lender approval, BAAHA and the City will conduct a thorough review and analysis to determine the applicant’s Program eligibility.  Program eligibility will be based on the applicant fulfilling and meeting the Program guidelines outlined above. For review and reconciliation purposes, households will be required to provide supporting documentation to BAAHA, including and not limited to copies of:

  • Bank and investment/retirement account statements to conduct their underwriting and approval process
  • Prior filed and signed tax returns
  • Payroll information, inclusive of W-2s, recent paycheck stubs, and verification of employment

Program participants may be disqualified from purchasing the BMR if their housing cost ratio is either below the minimum or over the maximum ratio allowances.  A housing ratio is the percentage relationship between total monthly costs to own the property in relation to the gross monthly household income that the City and/or first lender apply towards the housing ratio calculation.   Monthly housing costs include the principal and interest portion of the mortgage payment, property taxes, insurance, and home owners association fees (HOA).  The housing ratio is calculated by dividing the total housing costs by the gross monthly household income.  The City and 1st lender derive the gross household monthly income applied towards the ratio calculation.  Gross household income includes the household’s total income prior to all deductions from their payroll earnings.  Program eligible households must have a housing ratio that falls between a floor of 28% (lowest allowed) and 45% (highest allowed).  

Silicon Valley Bank’s Down Payment and Closing Cost Assistance Program (SVB-DCAP)

Below Market Rate (BMR) Home Ownership Restrictions/Requirements

Your Next Steps

Bay Area Affordable Homeownership Alliance

Housing Costs and Ratio Requirements

The City of San Leandro has six (6) Below Market Rate homes which will become available in the first quarter of 2023.  These newly built BMRs are part of the Maple Lane Development located at 887 Manor Blvd., San Leandro.  The BMRs consist of Two low income 1,605 square foot two bedroom homes and four moderate income 1,760 square foot four bedroom homes.  All homes are three level townhomes with 2 car garages.  The projected sales prices are $275,000 for the 2 bedroom homes and $575,000 for the four bedroom homes.  The application period is now closed.

Note:  SVB’s Down Payment and Closing Cost Assistance Program (DCAP) is not a grant, it is a forgivable loan.  

Silicon Valley Bank (SVB) will provide eligible borrowers up to a $30,000 down payment and closing cost assistance (DCAP) forgivable loan at the time the BMR property is purchased.  The DCAP provided by SVB is a forgivable loan that does not have to be repaid by the borrower if the borrower continues to occupy the property as their primary residence after 5 years.  The DCAP is available for first time homebuyers whose gross combined household income is less than $114,240 in Alameda County (max income limit varies per county).  Participants must also meet qualifying parameters required by the City to purchase the Maple Lane BMR.  To secure SVB’s DCAP,  BMR homebuyers must also obtain their first mortgage from SVB.  SVB provides participants a significantly discounted fixed mortgage interest rate, which further expands the household’s purchasing power.

Submission of BAAHA’s San Leandro BMR Lottery Screening Application will allow BAAHA to determine a household’s eligibility to participate in the SVB-DCAP