Make certain to read and understand all the informationprovided on this webpage prior to submitting your AHOP application. Assess if you are ready, eligible, and have the financial capacity to participate in AHOP prior to submitting your application.
You do not need to have your homebuyer education certificate prior to submitting your AHOP application. However, try to secure your homebuyer education as soon as possible. The more you understand about the purchase process the better equipped you will be to make key decisions and to move forward with the purchase of your home. You must complete your homebuyer education course prior to closing escrow on your home.
You do not need to identify or provide a name for your 1st lender or real estate agent to submit your AHOP application. You will need to identify (or choose) your 1st lender if you receive a Program Participation Notification from BAAHA. You will only need to choose your real estate agent when you receive a Preliminary Program and 1st Loan Approval.
Key steps to accomplish to be awarded AHOP subsidies:
All non-dependent adult household members must be on title and be first time homebuyers.
Gross combined income of an AHOP participating household cannot exceed 80% of Contra Costa’s Area Median Income.
There are a total of three subsidies you may be able to participate in:
Certified 1st lenders may have additional subsidies and/or grants to offer.
Subsidy funding is limited and provided on a First Come First Served basis.
In order to secure final AHOP Program Approval there must be a minimum 45-day escrow closing period stipulated in the purchase contract.
Synopsis and Key Points
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